1. Acceptance of Terms
By accessing and using the website www.mcoadvisory.com (“Website”), users acknowledge and agree to be bound by these Terms of Use (“Terms”), along with the Privacy Policy and the Disclaimer incorporated in the Website. The continued use of the Website constitutes acceptance of these Terms, confirming that the user has read, understood, and agreed to comply with all provisions stated herein.
Users further acknowledge that they shall not infringe upon any rights of MCO Advisory, including but not limited to intellectual property rights such as copyrights or trademarks.
These Terms, when read in conjunction with the Privacy Policy, constitute a legally binding agreement between the user and MCO Advisory, enforceable under the laws of the state of Delhi.
Users accessing the Website confirm that they:
- Are at least 18 years of age or have legal capacity to enter into agreements;
- Have the right, authority, and legal ability to be bound by these Terms; and
- Agree to comply with these Terms as a condition of their use of the Website.
2. General Information
a. Modification of Content:
MCO Advisory reserves the right to modify, update, or remove any information, material, or content available on the Website without prior notice.
b. No Liability for Errors:
MCO Advisory shall not be liable for any loss or damage arising from errors, omissions, inaccuracies, or reliance on the information provided on the Website, even if such errors result from negligence or other causes.
Users are advised to verify any information before relying upon it for decision-making purposes.
c. Third-Party Links:
The Website may contain links to third-party websites for informational purposes.
Such links shall not be deemed as endorsements, affiliations, or recommendations by MCO Advisory.
MCO Advisory does not assume responsibility for the content, security, or accuracy of third-party websites.
d. Restrictions on Use:
Users must not alter, modify, edit, or misrepresent any material or content available on the Website.
Any out-of-context use of Website content is strictly prohibited.
e. Amendment of Terms:
MCO Advisory reserves the absolute right to modify, update, or revise these Terms at any time without prior notice.
Users are responsible for reviewing the Terms periodically, and continued use of the Website constitutes acceptance of any modifications.
3. Intellectual Property Rights
a. Ownership of Content:
All content, material, text, graphics, logos, designs, and software on the Website are the exclusive property of MCO Advisory and are protected under copyright, trademark, trade secret, and other intellectual property laws.
b. Permitted Use:
Users may download or copy content strictly for personal, non-commercial use, provided that all copyright and proprietary notices remain intact.
Any unauthorized modification, reproduction, distribution, publication, transmission, sale, or creation of derivative works based on the Website’s content is strictly prohibited.
c. Prohibited Activities:
Users are expressly prohibited from:
- Scraping, extracting, or mining data from the Website;
- Interfering with the Website’s performance through monitoring, benchmarking, or throttling efforts;
- Using automated systems or software to access or manipulate content on the Website;
- Attempting to gain unauthorized access to any part of the Website.
d. No License Granted:
Accessing or using the Website does not grant any license or right to use MCO Advisory’s intellectual property, trademarks, or copyrighted materials, except as explicitly permitted herein.
4. Use Policy – Terms and Conditions
a. No Attorney-Client Relationship:
The use of this Website does not create an attorney-client, advisor-client, or any other professional relationship between the user and MCO Advisory.
Sending inquiries, emails, or using the information provided on the Website does not establish a confidential or privileged relationship.
b. Compliance with Local Laws:
Users must ensure that their use of the Website complies with the laws and regulations of their respective jurisdictions.
If a user accesses the Website from a location where certain services or information are restricted or prohibited, it shall be deemed that they are doing so at their own initiative and assume full responsibility for compliance with applicable laws.
c. Restrictions on Usage:
Users shall not use the Website for any purpose that is:
- Unlawful, fraudulent, or deceptive;
- In violation of third-party rights, including intellectual property rights;
- Disruptive to Website functionality, including hacking, injecting malware, or engaging in cyber-attacks;
- Aimed at sending spam, phishing, or any unauthorized solicitation.
d. Modification and Termination:
MCO Advisory reserves the right to modify, restrict, or terminate access to the Website at its sole discretion, without prior notice or liability.
5. Exclusion of Warranty
a. Website Provided “As Is”:
The Website and its content are provided “as is” and “as available”, without any warranties, express or implied.
b. No Guarantees or Representations:
MCO Advisory makes no warranties, guarantees, or representations regarding:
- The accuracy, reliability, or completeness of the information on the Website;
- The Website being error-free, uninterrupted, or secure;
- The Website being free from viruses, malware, or harmful components;
- The Website meeting user expectations or requirements.
c. User Responsibility:
Users are solely responsible for:
- Ensuring data security and implementing adequate protection for their systems;
- Backing up their data to prevent loss;
- Verifying information before relying upon it for legal, financial, or business decisions.
d. No Liability for Loss or Damage:
MCO Advisory shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- The use or inability to use the Website;
- Errors, omissions, or inaccuracies in the content;
- Interruption, suspension, or termination of Website services.
6. Data Protection and Privacy
a. Collection and Use of Personal Data:
Personal information collected through the Website may include:
- Name, contact details, and organization details;
- IP address, browsing behaviour, and device information;
- Any other data voluntarily submitted by users through forms or inquiries.
b. Purpose of Data Collection:
User data may be processed for:
- Providing and improving services;
- Responding to inquiries and communications;
- Compliance with legal obligations;
- Marketing and business analytics, subject to user consent where required.
c. User Rights:
Depending on applicable laws, users may have the right to:
- Access and rectify their personal data;
- Request deletion of their personal data;
- Withdraw consent for data processing;
- Restrict or object to data processing activities.
d. Privacy Policy Reference:
For more details regarding data protection practices, refer to the Privacy Policy available on the Website.
7. Confidentiality
a. Protection of User Information:
MCO Advisory is committed to maintaining the confidentiality of all personal and business information provided by users, including but not limited to:
- Name, address, contact details;
- Organization details and other business information (“Personal Information”).
b. Non-Disclosure of Information:
MCO Advisory will not disclose user information to third parties, except under the following circumstances:
- Legal or regulatory requirement – when compelled by law, judicial orders, or governmental authorities;
- User consent – when the user has provided explicit prior written authorization;
- Public interest – if disclosure is necessary for public welfare, fraud prevention, or security reasons.
c. Export and Usage Restrictions:
Users are prohibited from:
- Exporting, re-exporting, or distributing Website content or proprietary data in violation of applicable laws;
- Using confidential information for unauthorized or unlawful purposes.
d. Third-Party Data Sharing:
MCO Advisory does not sell, trade, or rent personal information to third parties for marketing purposes.
8. Indemnification & Limitation of Liability
a. User Indemnification Obligation:
To the fullest extent permitted by law, the user agrees to indemnify, defend, and hold harmless MCO Advisory, its affiliates, employees, directors, officers, and authorized representatives from and against any claims, damages, liabilities, costs, expenses, fines, penalties, settlements, or legal fees arising out of:
- User’s access to or use of the Website;
- User’s creation, transmission, or modification of content on the Website;
- User’s violation of these Terms;
- User’s infringement of intellectual property rights or other rights of any third party.
b. Limitation of Liability:
To the maximum extent permitted by law, MCO Advisory shall not be liable for:
- Any indirect, incidental, consequential, punitive, or special damages;
- Loss of business profits, revenue, data, or goodwill;
- Any damages resulting from reliance on or use of the Website.
c. No Warranty for Third-Party Actions:
MCO Advisory disclaims all liability for any actions, omissions, or content provided by third parties, including linked websites or external service providers.
9. Governing Law and Dispute Resolution
a. Dispute Resolution Mechanism:
In the event of any dispute, controversy, or claim arising out of or relating to these Terms, the parties shall first attempt to resolve the dispute amicably through negotiations.
b. Arbitration Proceedings:
If an amicable resolution is not reached, the dispute shall be referred to binding arbitration conducted in accordance with the rules relevant to the state of Delhi.
c. Jurisdiction for Legal Proceedings:
If arbitration is deemed unenforceable or inapplicable, disputes shall be subject to the exclusive jurisdiction of the courts located New Delhi, India.